Click-to-Brick Eyewear: Funding Fit-Outs Without Dilution

Digital-native eyewear brands hit CAC ceilings online, so kiosks in high-footfall malls promise fresh eyeballs—literally. But each 15 m² kiosk costs ≈ AED 500 k in build-out and working stock.

Capital Stack That Protects Equity

• 20 % Equity Splash: Signals founder confidence; caps dilution.
• 60 % Asset-Backed Term Loan (36 mo): Secured by fixtures—mirrors, display drawers, optometry kit.
• 20 % Revolving Stock Line: Cycles every 90 days until kiosk breaks even (typically month 9).

KPI Guardrails

• Payback period ≤18 months.
• Store-level EBITDA margin >22 % by month 12.
• Monthly stock turns ≥2× to avoid fashion obsolescence.

Keywords: D2C omnichannel funding, retail fit-out loan, eyewear store finance, click-and-mortar UAE, working-capital line
Hashtags: #KlubAI #RetailRollout #Omnichannel #StoreFunding #D2CStrategy

This article is marketing material for educational purposes only. Figures are illustrative, not financial advice.