Financing Your First Five Sales Reps—Without Draining Cash

Great products don’t sell themselves. Yet payroll for five reps (AED 8 k salary + commission) can feel heavy before they hit quota.

Timeline & Funding Match

• Months 0–3 (Ramp): Draw an interest-only loan that covers net payroll; no principal until reps generate revenue.
• Months 4–6 (Growth): Shift to a revenue-share line—repayments rise with sales.
• KPI Guardrail: Each rep should drive ≥ AED 150 k monthly sales by Month 3 to break even.

Keywords: sales-team funding UAE, payroll finance, hiring ramp, working-capital loan, talent investment
Hashtags: #KlubAI #SalesHiring #PayrollFinance #TalentInvestment #UAESME

Numbers are sample estimates; adjust for your industry.