Funding an F&B Leap From Cloud Kitchen to Flagship Café

A delivery-only kitchen proved product-market fit. Now you want a street-level café—but fit-outs, licences, and equipment can top AED 1.2 million.

Capital Stack

Spend	Finance Tool	Tenor
Kitchen equipment	Lease	4 yrs
Fit-out & décor	Term loan	3 yrs
Launch marketing	12-month revenue-share line	1 yr

KPI Targets

• Café EBITDA breakeven by Month 9.
• Debt-service-coverage ratio > 1.3× by Month 12.

Keywords: F&B expansion UAE, cloud-kitchen funding, restaurant capex, lease vs loan, hospitality finance
Hashtags: #KlubAI #CafeFunding #FandBFinance #RestaurantGrowth #UAEBiz

Costs vary by location; get a detailed bill of quantities before borrowing.