Pay Suppliers Early, Pocket the Discount—A Simple Four-Step Play

Most Emirates-based suppliers will shave 1-3 % off an invoice if you settle 30 days early. That’s free margin if your funding cost is lower.

Step-by-Step

1. Ask first: Request a written early-payment quote—never assume.
2. Run the math: If the supplier offers 2 % and your 30-day loan costs 1 %, you net 1 % gain.
3. Use a 30-day “early-pay” facility: Borrow only the invoice amount, repay as soon as discount clears.
4. Repeat: Rotate the same limit across multiple suppliers; two turns per month convert a 1 % net gain into ~12 % annualised ROI.

Keywords: supplier discount finance, early payment UAE, procurement savings, working-capital line, cash discount
Hashtags: #KlubAI #SupplierDiscount #CashSmart #Procurement #UAEBusiness

Marketing blog; confirm your supplier’s terms and loan rates first.