Snack Brand + BNPL: Lift AOV Without Strangling Cash

Buy-Now-Pay-Later lifts average basket from AED 90 → 120, but BNPL providers hold funds 14 days.

Liquidity Bridge

• Receivable-Advance Facility pays 85 % of BNPL order value on Day 1; lender collects directly from the BNPL provider on Day 14.
• Cost vs Gain: 1.4 % fee vs ~2.5 % margin boost from higher AOV.

KPI Watch: If BNPL share of sales > 35 %, raise the facility limit or renegotiate provider settlement terms.

Keywords: BNPL receivable advance, snack D2C finance, average order value lift, payment settlement bridge, cash gap UAE, checkout conversion
Hashtags: #KlubAI #BNPLAdvance #SnackBrand #AOVBoost #CashGap

This article is marketing material for educational purposes only. Figures are illustrative, not financial advice.